Lease-to-own allows you to get the furniture you need now and make affordable payments over time. Once you’ve completed your payments, the furniture is yours!

No! Our lease-to-own program is designed for all credit types. Approvals are based on income and other factors, not just credit scores.

It’s easy! Click the application link below to apply now. You can also send us a message, and we’ll guide you through the process.

A: To qualify, you must:

✔️ Be 18 years or older

✔️ Have an active checking account with at least $750 of income per month

✔️ Have at least three months of income history with your current source of income

✔️ Have a government-issued photo ID

✔️ Have a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)

Most lease-to-own options require an initial payment, but the amount depends on your approval. Ask us for details!

Yes! You can pay off your furniture early and save on fees. We also offer a 90 Days Same as Cash option—if you pay it off within 90 days, you’ll only pay the cash price with no extra fees!

Lease-to-own is not a traditional credit purchase, so it may not impact your credit score. However, payment history may be reported in some cases.

No! You can apply online or over the phone. We make it easy to get approved from anywhere.

Yes! We offer free delivery within 30 miles, plus free setup. We also deliver to the Central Valley, Bay Area, and surrounding areas.